Your money, on your server.
Budvo shows what is safe to spend until payday, gives every dollar of each paycheck a job, and gets you out of debt faster. Your financial data stays on hardware you own.

Recorded in a Budvo server running locally with made-up data: Today, the plan, debts, the calendar and the jar.
What you get
Inside Budvo
Safe to spend
One number until payday, after every bill, installment, set-aside and buffer.
Paycheck plan
Each paycheck becomes a checklist that adds up to the cent: bills first, then goals, then the costliest debt.
Debt payoff
Avalanche by default, or snowball or your own order, with promo rates handled, a debt-free countdown and the interest you save.
The jar
Spend match, round-ups, no-spend days and bets on yourself fill a jar you smash into your debt.
Calendar and what if
See paychecks and bills by day, and try a payment on the calendar before you commit to it.
Planning tools
Can I afford this, rent that fits before you sign, and where extra money does the most good.
Statement import
PDF, CSV and OFX statements are read entirely on your server.
Encrypted, no tracking
The whole database is encrypted and stays locked after a restart until you unlock it. Two-step sign-in, passkeys and no analytics.
Who it is for
People paying down debt or living paycheck to paycheck who want a clear plan, and who would rather keep their bank statements on a box they own. One server can host a whole household.
At a glance
- Pricing
- Free to run on your own hardware.
- Runs on
- One Docker container on your own hardware
- Your data
- Encrypted on your server. No analytics
- Made for
- People paying down debt, Households
Your NullDaily account
Budvo keeps its own accounts on your server. Linking a NullDaily account is optional, and coming soon. It gives you:
- Licenses, updates and downloads in one place.
- Sign in with NullDaily as an option, next to your server's own accounts.
- You approve what Budvo can see, and can remove it any time.